Legal
Outland ("we," "our," or "us") is a personal finance platform that helps you track transactions, manage budgets, monitor net worth, and understand your finances across multiple currencies. This Privacy Policy explains what data we collect, how we use it, and how we protect it.
By using the Service, you agree to the collection and use of information in accordance with this policy.
Account information: When you sign up, we collect your email address and password. Passwords are hashed and never stored in plain text.
Financial data via Plaid: When you connect a bank account, we use Plaid Inc. — our sole bank data provider — to securely access your financial data. Depending on what you authorize, this may include transaction history, account balances, account names and types, and institution names. We do not receive or store your bank login credentials — Plaid handles authentication directly. Outland has read-only access to your financial data and cannot move money in or out of your accounts.
Household data: If you use the household feature, we store member names, display preferences, and the email addresses of invited members.
User preferences: We store your settings such as home currency, date format, number format, and default date range.
Usage data: We collect basic server logs (timestamps, request types, error codes) through our hosting infrastructure. We do not use third-party analytics, tracking tools, or advertising pixels.
We use your data solely to provide and improve the Outland service:
We do not use your data for advertising, profiling, or any purpose unrelated to the service.
Plaid Inc. — Our sole bank data provider. Connects your bank accounts and retrieves financial data with your explicit authorization. Plaid has its own privacy practices described in their End User Privacy Policy.
Infrastructure providers — We use industry-standard, SOC 2 Type II certified cloud services for hosting, database, and authentication. These providers process data solely on our behalf and in accordance with our instructions.
We do not sell, rent, or share your financial data with any other third party.
Outland does not use tracking cookies, third-party analytics, advertising pixels, or any form of cross-site tracking. We use only essential cookies required for authentication and session management. We do not participate in any advertising networks or data broker programs.
We retain your data for as long as you maintain an active Outland account. When you disconnect a bank account, the associated Plaid connection is removed and the encrypted access token is deleted. When you delete your account, all your data is permanently removed from our systems, including transactions, account records, preferences, and any Plaid connections.
You have the right to:
We may disclose your information if required to do so by law, regulation, court order, or other legal process, or if we believe in good faith that disclosure is necessary to protect the rights, property, or safety of Outland, our users, or the public.
Outland is not intended for use by anyone under the age of 18. We do not knowingly collect data from minors. If we learn that we have collected personal information from an individual under 18, we will delete that information promptly.
We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or by posting a notice within the application. The "Last Updated" date at the top reflects the most recent revision.
If you have questions about this Privacy Policy or want to exercise any of your rights, contact us at hello@outlandfinance.com.